HomeMy WebLinkAboutBy-law No. 2019-088 - Amend Chapter 599 - Payday Loan EstablishmentC�'aI_VJI 04 [Q 1:31 ilkq
OF THE
CORPORATION OF THE CITY OF KITCHENER
(Being a by-law to amend Chapter 599 of The City of
Kitchener Municipal Code with respect to Licensing and
Regulation of Businesses.)
WHEREAS it is deemed expedient to amend Chapter 599 of The City of
Kitchener Municipal Code as adopted by By-law 88-100,
NOW THEREFORE the Council of the Corporation of the City of Kitchener
enacts as follows:
11 n Article 1 of Chapter 599 of The City of Kitchener Municipal Code is hereby
amended by adding the following definitions and renumbering the other
definitions accordingly:
" "Gaming Site" means a gaming site as defined under the Ontario Lottery and
Gaming Corporation Act, 1999, S.O. 1999, c. 12, Sched. L.
"Payday Loan" shall have the definition set out in the Payday Loans Act, 2008,
S.O. 2008, c. 9.
"Payday Loan Establishment" means any premises or any part of them in respect
of which a licensee within the meaning of the Payday Loans Act, 2008, S.O.
2008, c. 9 may operate a business pursuant to a licence issued under that Act."
2, Schedule 1 of Chapter 599 of The City of Kitchener Municipal Code is hereby
amended by adding respectively under the headings "Type of Business", "Expiry
Date", ,and "Regulations" the following in its appropriate numeric order:
"Payday Loan Establishment March 31 Schedule 17.1
3. Chapter 599 of The City of Kitchener Municipal Code is hereby amended by
inserting the Schedule attached to this by-law as Appendix A as Schedule 17.1 to
Chapter 599 of The City of Kitchener Municipal Code.
Schedule 29 of Chapter 599 of The City of Kitchener Municipal Code is hereby
amended by adding respectively under the headings "Type of Business",
"Requirements/Approvals", and "Due Date" the following in its appropriate
alphabetic order:
"Payday Loan Police Record Check, Insurance, March 31"
Establishment Proof of current and valid licence
as a lender or loan broker under
the Payday Loans Act, 2008
PASSED at the Council Chambers in the City of Kitchener thisQJI-�day
Of A.D. 2019.
Mayor
Clerk
W
APPENDIX A
SCHEDULE 17,1
PAYDAY LOAN ESTABLISHMENTS
1 In addition to the licensing requirements set out in Article 4 of this Chapter, an
Applicant for a Payday Loan Establishment Licence shall supply the following:
a) Planning Approval;
b) Police Record Check;
C) Proof of current and valid licence as a lender or loan broker under the
Payday Loans Act, 2008; and
d) Proof of Insurance.
2. Every Payday Loan Establishment Operator shall have a separate Licence for
each Payday Loan Establishment location.
3, No more than ten (10) Payday Loan Establishment Licences shall be issued in
the city of Kitchener.
4 Nor more than two (2) Payday Loan Establishment Licences shall be issued in
any one ward of the city of Kitchener.
5. No new Licence shall be issued for Payday Loan Establishment if the proposed
location is:
a) located within 150 metres of another Licensed Payday Loan
Establishment;
b), Located within 150 metres of any Gaming Establishment; or
c) Located within 150 metres of any addiction or gambling counselling
service.
0., Despite sections 3, 4, and 5 of this Schedule, any Payday Loan Establishment
existing on June 24, 2019 may continue to operate in the same location provide:
a) The Operator had a current and valid Permanent Vendor Licence or Old
Gold Licence for the Payday Loan Establishment on June 24, 2019;
b) The Operator obtains a Payday Loan Establishment Licence by March 31,
2020;
c) The Business is operated continuously as a Payday Loan Establishment;
M
d) The Business is, at all times, operated in compliance with this Chapter and
all applicable municipal, provincial, and federal laws; and
e) The Payday Loan Establishment Licence is renewed annually as required
by this Chapter.
'. The Payday Loan Establishments existing on June 24, 2019 are at the following
locations:
a) 500 Fairway Road South;
b) 25 Frederick Street;
C) 215 Highland Road West;
d) 370 Highland Road West;
e) 465 Highland Road West;
f) 525 Highland Road West;
g) 625 King Street East;
h) 1253 King Street East;
i) 2880 King Street East;
j) 4396 King Street East;
k) 78 King Street West;
1) 648 King Street West;
m) 670 King Street West;
n) 3101 Kingsway Drive;
o) 725 Ottawa Street South;
p) 12 Water Street North;
q) 1087 Weber Street East; and
r) 1335 Weber Street East.