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FIN-07-115 - Financial Report as of August 31 2007
1 I~ c~ ER Financial Services Report To: Date of Meeting: Submitted By: Prepared By: ward~s~ Involved: Date of Report: Report No.: Subject: RECOMMENDATIaN: REPORT Councillor B, Vrbanavic, Chair, and Members of the Finance and Corporate Services Committee Gctober 15, 2007 Pauline Houston, General Manager of Financial Services & City Treasurer Dan Chapman, Director of Financial Planning & Reporting Roger LeBrun, Manager of Financial Planning & Reporting All October 1, 2007 FIN-07-115 FINANCIAL REPORT AS OF AUGUST 31, 2007 THAT the Financial Report as of August 31, 2001 be received for information, as attached to Financial Services Report FIN-47115; and further THAT staff be authorised to exceed the 60°/o portfolio limit for investment in Schedule I banks as outlined in Corporate Policy 1-605 Investment Policy} until such time as the policy may be updated and approved by Council, butfor a period of no more than six months. BACKGROUND: This interim financial report is provided to update Counci! members on City spending and revenues compared to the 2007 budget and to explain significant projected variances. The report includes schedules for Municipal Enterprises and major capital projects as well as supplementary information related to investment income and tax arrears, REPGRT: Operating Fund - City (Schedule 1~ At present, a deficit of $0.6 million is projected to the end of the year ~0.5% of gross tax- supported expenditures} and is the result of three key factors: Net supplementary taxes negative $1,2 million} -the average supplementary revenue over the last six years has been $2,o million, however, projections for 2041 are only $1,3 million, Also, tax write-offs are expected to be higher than the $0.8 million average experience, largely due to a high non-recurring write-off; General expenses negative $0.4 million} -~ general expenses are projected to be overspent, primarily due to a loan that was written off with the Children's Museum, along with additional Fleet expenses for parts and fuel and unbudgeted legal costs; and • Departmental operations (negative $0.4 million) - net departmental budgets are projected to be overspent, primarily due to a negative variance in winter control of $0.4 million resulting from an increased number of winter events in the first half of 2007. These factors are somewhat offset by higher than anticipated investment income. Although average cash balances have declined slightly relative to the previous year, interest rates have increased beyond amounts originally forecast, resulting in a projected positive variance of $1.3 million, fn view of the projected deficit, the Corporate Management Team has committed to take immediate action to reduce costs in an attempt to mitigate the projected deficit. Effective immediately, controllable costs will be contained by maximizing gapping, reducing overtime, and eliminating discretionary spending where possible. Buildin Enter rise Schedule 2 The year-to-date operating surplus in the Building Enterprise is $0.9 million higher than anticipated, resulting from increased permit activity and delays in filling vacant positions. Any year-end surplus will be transferred Building Enterprise Reserve Fund which was created to mitigate the financial impacts of cyclical activity in the Enterprise. Golf Courses Schedules 3 and 4 Doon Valley and Rockway Golf Courses are basically on target, generating a positive variance of $44,000 year to date. Water Utility and Sanitary Sewer Utility (Schedules 5 and 6) The vvater Utility is performing as anticipated, generating a small positive variance of $70,000 year to date. The $0.4 million negative variance in the Sanitary Sewer Utility is primarily the result of an increase in the cost of sewage processing, as a result of both rate and volume increases. Gverall, the Sanitary Sewer Utility has generated a small surplus of $20,000 year to date. Gas Utility (Schedule 7) The Delivery Gperations are $0.9 million ahead of expectations as of July 31, 2007. The delivery margin has increased as a result of increased consumption as well as effective management of the cost of delivery services. Supply operations are outperforming expectations and have accelerated the projected return to a surplus position as a result of lower than anticipated supply costs. ~ one mon#h timing delay necessary to establish accurate actual results Investment Report Schedule S In the first eight months of the year, $2,5 million of interest income was earned for the operating fund. The reasons for the projected positive variance to year-end are discussed above, At present, the City's investment policy limits the percentage of the portfolio that can be invested in Schedule I banks to 60°/o and Schedule II banks to 50°/0, Due to recent inventory shortages in the Schedule II market, it has become increasingly difficult to find financial instruments in Schedule ll. Schedule 1 banks are domestic banks holding 92°/° of the total bank assets in Canada. Schedule II banks are subsidiaries of foreign banks holding 5%. Given their small share of the market, Schedule II short term securities are less liquid and in shorter supply. As a result, staff are requesting that the portfolio limit in Schedule I banks be increased to a maximum of 100°/o until the policy can be updated, for a period of no more than six months. The limits within Schedule I banks of no more than 25°/o per issuer will still be maintained as well as credit risk ratings by the Dominion Bond Rating Service of R1 mid or high which indicates a superior credit quality. Recently, an internal review of the City's portfolio revealed that it contained three non-compliant investments that, although their credit rating was in compliance with the investment policy, technically, they were not eligible Schedule 11 purchases. tilllhile Schedule III banks are eligible under the current Municipal Act, they are not currently permissible under the City's investment policy. These investments were liquidated immediately and the portfolio now contains only compliant investments. Taxes Receivable Schedule 9} Taxes receivable of $110.2 million at August 31, 2047 was $2.3 million higher than at the same time in 2006. Taxes due from previous years billings increased slightly by $0.6 million. Major Capital Projects Schedule 10} A summary of major capital projects as at August 31, 2001 is attached. Projects with total budgets in excess of $2 million are included in this analysis, with the exception of general provision budgets. Capital projects that have no activity to date have been excluded from this report. I~TII~Ii~~~II~, II~~II~~I.yI~~'~~~I~~I~~~ I:::ir~G~r~c~i~l imp i~~fic~n~ ~r~ dic~r,~ 7~~~,d ~~hc~vr~ ~r~d d~~,~c~ile;cl ir`1 ~f^~~ ~'c~~c;~e~r~ ~c;h~dul~;~. 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O zM E ~ ~' ~o,, ~ ~ ~ Z ~ w ~ ~ W '~ ~ ~- z ~ ~ ~° w s~ w~~ ~ o o .~ ~~ ~~'z~~ x~w~a oo~~o ~~N~r FQNo3 o a o o D D p p 0~ ' N p p ~ c l d p C~ ~~ Q ~"~ r~ r-, r-, rr .-, r-. rti V N M ~ in ~ d' ~D [~ N +-+ r~ 00 [~ ~n N ~ M ~ ~ o0 Q c~ o ~ N n o Q~ n o n ~ 00 [~ in ~ [~ oa ~ N ~ n ` ~ O ~ ~ ~D rr] ~ ~ M [~ ~ „ n n oa U1 ~D N~ ~~ C~ in rZ ~ ~ n [~ r. ~n C~~ N` ~~ O N r-+ ^ O M ~n [~ Q~ 00 ~ ~D N ~ 0o QZ O d' ~ ~ ~t D N Ot O 0~ c~ N n n n r. n „ n c~ v1 l~ N r~ N Sri C~ ,n ~ r ,~' r. n ~ ,..-+ rrj 0 0 0 0 0 0 p o \~ O ~ ~ dam' O DOO ~ ON p ~ ~ N ~ W A no ~ tes *•-+O~ N ~ ~ a o~n~t~o ~~- ~ ~~r~ ~n~ a~ oc~ ~D oo t- oo~v~Nno oo~ o ~no~t ~ otD n r~ ~nd~ o o r-, otirnoo~r~~n o~~ N NNo th VJ ~ ~ ~ ~ N a n n n n n n r. n ~NNa~oa~ o~ n ~ n n n oM~- O [~ N ~~ ~ LD Q~ tiD N 0~ d' U ~ N ~ ~ d' N ~ ~-~+ ~ ~ O M M O c*1 ~D ~D Oti [~ ~ N c~ O C~ 00 Q~ N C~ 40 C~ O N n n n n n n n n n n n n n r. n n r, n C.J ,-~ ,~ ~ ~ ~ .~. ~ .~ ~ 0 0 0 ~ 0 0 0 0 0 O~ O r N p e r \~ ~ ~y it rti rti .-, r. 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